Home Insurance

Your home may be the largest single investment you will make in your life time. Shouldn't you make sure it is properly protected?

Through our independent insurance carriers we offer comprehensive coverage fo your home, other structures, contents and personal liability.

Common Coverage Options:

  • Personal Liability - Coverage protects you against a claim or lawsuit resulting from bodily injury or property damage to others while on your premisies or due to actions of you or your family members.
  • Medical Payments - Coverage pays for medical expenses incured by persons acidentally injured on your property.  This coverage does not pay for injuries sustained by you or family members living with you.
  • Water Back of Sewers or drains - Coverage pays for damage to your home resulting from back up of sewers of drains.
  • Equipment Break Down Coverage - Coverage protects you againt unexpected repair or replacement costs due to a mechanical, electrical or presurized systems breakdown.
  • Replacement Cost - Pays the amount it would tak to replace, rebuild or repair damages with materials of similar kind and quality without deducting for depreciation.
  • Inland Marine - Schedules items individually to extend coverage - some common schedule items include - Firearms, Jewelry, Golf Carts, Cameras, Fine Arts and musical instruments

Did you know you can insure your boats and jet skis under your home owners policy?  Ask us how!